Mike Johnson at PWInsider is reporting that WWE alerted the roster yesterday to a new bit of policy enforcement. Back in May of 2011, all of the talent had to sign a rider to their contracts that was then added to the standard talent booking contract. From section  9.12 (d) of Stephanie McMahon’s 2013 talent contract, which is the most recent contract publicly available (all caps formatting is in the original):
NOTWITHSTANDING PROMOTER’S CURRENT POLICY OF PAYING MEDICAL EXPENSES FOR INJURIES WRESTLER MAY INCUR WHILE PERFORMING UNDER THIS AGREEMENT, WRESTLER SHALL MAINTAIN, AT HIS COST AND EXPENSE, HEALTH INSURANCE COVERAGE. THIS HEALTH INSURANCE MUST REMAIN IN EFFECT FOR THE TERM OF THE AGREEMENT, AND WRESTLER SHALL PROVIDE PROMOTER PROOF OF THIS INSURANCE ANNUALLY. WRESTLER MAY AT HIS ELECTION OBTAIN HEALTH, LIFE AND/OR DISABILITY INSURANCE TO PROVIDE BENEFITS IN THE EVENT OF PHYSICAL INJURY ARISING OUT OF OTHER PROFESSIONAL ACTIVITIES; AND WRESTLER ACKNOWLEDGES THAT PROMOTER SHALL NOT HAVE ANY RESPONSIBILITY FOR SUCH INSURANCE OR PAYMENT IN THE EVENT OF PHYSICAL INJURY ARISING OUT OF HIS PROFESSIONAL ACTIVITIES.
Since then, WWE and Linda McMahon (who ran for one of Connecticut’s United States Senate seats in 2012) have been able to truthfully claim in the media that all talent has health insurance. That’s even though WWE does not provide the insurance or offset the cost in any way (unless WWE covering all on the job injuries lowers the wrestlers’ premiums).
What Johnson is reporting today is that WWE announced to the talent that as of February 21st (Johnson wrote 2/21/15 but that appears to be a typo in the context of what he wrote), they will be doing random checks with insurance companies to make sure that the wrestlers are fully compliant with the terms of their contracts. The memo stated that anyone without insurance must get everything in order in the next 60 days or else risk their status being that they would “not be available” to wrestle.
In other words: If you don’t have insurance, you’re being sidelined.
https://www.youtube.com/watch?v=mEu6NGPA0Cg
If the details of the report are true, then WWE must have or be in the process of getting HIPAA waivers from each talent to contact their insurance companies. HIPAA refers to the terms set by the Health Insurance Portability and Accountability Act of 1996, which put the current American medical privacy laws into effect. Without a HIPAA waiver from each wrestler for their respective insurance company,the insurer is legally bound from telling WWE (or anyone else without a waiver) if the person in question is a member. It’s not entirely clear why WWE is doing this right now. The obvious inference is that some wrestlers found ways to game the system, perhaps by dropping the coverage for most of the year.
Outside of WWE, there is now widespread coverage of wrestlers in Mexico stemming from a deal made this past Summer. Around 2003-2004, TNA did provide group health insurance to wrestlers, but it didn’t last long and reviews of the coverage were mixed at best.
